TERMS AND CONDITIONS

General

XSPY Trader is a programme which provides publications, online video tutorials, online discussion groups, physical classes, tools and materials for educational and informational purpose only.

XSPY Trader is in no way a solicitation or offer to sell securities or investment advisory services and is not intended to be a source for professional advice. Therefore, no consideration is made towards your individual financial circumstances. All contents presented within XSPY Trader are not to be regarded as personal investment advice. Users should always seek the advice of an appropriately qualified professional before making any investment decisions. Trading securities involves risk, so you must always use your own best judgment when trading securities.

By purchasing, using and accessing any of our Programs, Products, Services or accessing any Websites (collectively, “Content”), you are agreeing to be bound by all of these terms and conditions. We may change these terms at any time. Your continued use and access of our Content means that you accept any new or modified terms.

Risk Disclosure

Trading or investing whether on margin or otherwise carries a high level of risk, and may not be suitable for all persons. Leverage can work against you as well as for you. Before deciding to trade or invest, you should carefully consider your investment objectives, level of experience, and ability to tolerate risk. The possibility exists that you could sustain a loss of some or all of your initial investment or even more than your initial investment and therefore you should not invest money that you cannot afford to lose. You should be aware of all the risks associated with trading and investing, and seek advice from an independent financial advisor if you have any doubts. Past performance is not necessarily indicative of future results.

Disclaimer

Past performance of any trading system or methodology does not necessarily indicate future results. XSPY Trader, its board of directors, officers, employees or consultants do not guarantee performance will be profitable or will result in losses and shall not be held liable for any partial performance, damage to equipment or non-performance of any of its obligations under the Terms & Conditions that is beyond their control, including factors like failure of transmission, communication or computer facilities.

Information throughout the programme and accompanying materials, whether stock quotes, charts, articles, or any other statement or statements regarding market or other financial information, is obtained from sources which we, and our suppliers believe to be reliable, but we do not warrant or guarantee the timeliness or accuracy of this information.

Nothing in this programme and accompanying course materials should be interpreted to state or imply that past results are an indication of future performance. Neither we nor our information providers shall be liable for any errors or inaccuracies, regardless of cause.

This programme and accompanying course materials may include forward-looking statements. All statements other than statements of historical fact are forward-looking statements (including words such as “believe”, “estimate”, “anticipate”, “may”, “will”, “should” and “expect”).

Although we believe that the expectations reflected in such forward-looking statements are reasonable, we can give no assurance that such expectations will prove to be correct. Various factors could cause actual results or performance to differ materially from those discussed in such forward-looking statements.

Historical performance is not indicative of future results. The investment return will fluctuate with market conditions. Performance is not indicative of any specific investment or future results. Views regarding the economy, securities markets or other specialized areas, like all predictors of future events, cannot be guaranteed to be accurate and may result in economic loss to the investor.

Investment in securities, including exchange traded funds (ETFs), and Contract for Differences (CFDs) involves the risk of loss. There are no warranties, expressed or implied, as to accuracy, completeness, or results obtained from any information presented in the programme and its accompanying course material.

Payments, Cancellations & Refunds

This XSPY Trader Programme in Malaysia is only available for residents of Malaysia.

Full Payment and/or Deposit Payment is non-refundable and non-transferable across programmes.

Full Payment must be made to guarantee your seat to the physical class.

All sales are final. We do not provide any full, partial or pro-rated refund as immediate access to the online learning videos is given upon purchase.

No cancellation or replacement or seat transfer and strictly no refunds will be allowed, once access is given to the online learning videos, before your attendance to the physical class.

An administrative fee of 8% of the payment collected will be charged for cancellation of 0% interest-free credit card instalment plan.